Stage 1 · Records
Requested early, not in January.
Our services, in detail
Four services for landlords and property companies, on fixed fees.
Program 01 · Property pages properly
Landlord self-assessment
The commonest errors we see are capital items claimed as repairs and the finance cost restriction applied wrongly. Mortgage interest is no longer a deduction for individuals — it is a basic rate reduction — and getting that wrong either overpays tax or invites an enquiry.
Stage 2 · Split
Repairs against capital, correctly.
Stage 3 · Finance costs
Restriction applied properly.
Stage 4 · Approved
You check it before we file.
Stage 1 · Year end
Records and loan positions gathered.
Stage 2 · Accounts
Prepared and explained to you.
Stage 3 · CT600
Filed with HMRC.
Stage 4 · Calendar
Every deadline diarised.
Program 02 · Accounts and CT600
Property company accounts
Accounts filed at Companies House, the corporation tax return to HMRC, and the directors' own positions handled together rather than by three different people. We also keep the filing calendar, because a property company struck off for a missed confirmation statement is a genuine problem for its mortgage.
Program 03 · Sixty days, not next January
Capital gains on disposals
A residential disposal must be reported and paid within sixty days of completion, separately from the annual return. Tell us when a sale is agreed rather than when it completes, so the computation is ready and reliefs like private residence relief are claimed properly instead of retrospectively.
Stage 1 · Tell us early
At exchange, not after completion.
Stage 2 · Base cost
Purchase, improvements and costs.
Stage 3 · Reliefs
Claimed where they genuinely apply.
Stage 4 · Filed in 60 days
With the tax paid on time.
Stage 1 · Your position
Portfolio, income and plans.
Stage 2 · The real costs
SDLT, CGT and refinancing.
Stage 3 · Comparison
Over a realistic period.
Stage 4 · Honest answer
Including doing nothing.
Program 04 · Often the answer is no
Structure reviews
Incorporating a portfolio is widely promoted and frequently wrong: the stamp duty on transfer, the capital gains on disposal to the company and the mortgage terms often outweigh the tax saved. We run the numbers for your actual position, and in many cases the honest answer is to leave it alone.
Selling a property, or behind on a return?
A free first meeting, and the 60-day deadline checked before it bites.